Financial Planning

Illustration of a calendar with a page curling up, inside a green circle

How it works

Once You Become a Client

As a firm, we believe a structured client service calendar provides maximum value to our clients. 

However, our lives are unpredictable, and even the most thought-out plans get thrown a curveball.  That is why clients of Pay It Forward Financial Planning can reach out to their planner at any time should something come up in their lives that affect their financial situation.

We monitor client investments throughout the year.

Jan - Mar Apr - June July - Sep Oct - Dec

January - March

Quarter 1

  • Strategic Meeting with Pay It Forward Financial Planner

  • Review Yearly Cash Flow

  • Financial goals and your financial roadmap

  • Tax Preparation clients will receive a tax questionnaire and begin to gather relevant tax documents

  • Look to fund IRAs and Roth IRAs

Our team will work with clients who need to make quarter 1 estimated tax payments

Person writing a checklist in a grid notebook with a pen.

April - June

quarter 2

  • Work to finalize tax returns of tax preparation clients

  • Check in on the progress of follow-up items from the last meeting

  • Conduct insurance reviews

Our team will work with clients who need to make quarter 2 estimated tax payments

Assorted tax forms, including a 2019 tax statement and Form 1099-MISC, a pen, and a mileage log notebook.

July - September

Quarter 3

  • Strategic Meeting with Pay It Forward Financial Planner

  • Retirement planning and projections

  • Review of college planning and funding

  • Complete a preliminary tax projection and discuss charitable giving

Our team will work with clients who need to make quarter 3 estimated tax payments

Person holding a jar labeled 'SAVINGS' filled with coins.

October - December

quarter 4

  • Check in on the progress of follow-up items from the last meeting

  • Discuss any year-end tax strategies (e.g. Roth Conversions)

  • Conduct a review of client’s employee benefits open enrollment

  • Review the estate planning of all clients

Our team will work with clients who need to make quarter 4 estimated tax payments

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  • starting at $350

    Pay It Forward Financial Planning clients pay a quarterly fee for ongoing services.  Our firm believes in transparency and using a flat-fee model.  A flat-fee model means that you don't pay more just because your investments grow.

    You will be provided a proposed fee prior to engagement.

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